This week · Insight
Inside CBK’s AI Playbook
Kenya’s banks are already using AI to decide who gets a loan. CBK’s new draft rulebook tries to keep that power in check. It gets a lot right, but also leaves some hard questions open. The full analysis is in the document below.
Sources: Central Bank of Kenya, Survey on Artificial Intelligence in the Banking Sector (2025); Draft Guidance Note on Artificial Intelligence in the Banking Sector (consultation draft, 2026).
